Attention homeowners in McKinney and Denton County: Get an Appraisal today!

The top 7 reasons TX homeowners call on Harvest Appraisals, LLC:

  1. Pre-listing appraisals (whether they're selling the home themselves or using an agent)
  2. To challenge a TX property tax assessment
  3. Remove PMI to reduce their mortgage payments
  4. To reinstate your Home Equity Line of Credit (HELOC)
  5. To review another appraiser's report for verification
  6. If property needs to be divided because of a divorce
  7. Determine the true market value of property in question to settle an estate

Do you own a house in or near McKinney? Do you need help deciding the value of your real estate?
Contact Harvest Appraisals, LLC.

At Harvest Appraisals, LLC, we understand the individual needs of a consumer in need of appraisal services. While our usual business clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your house because of your emotional attachment to it. Our professional appraisers at Harvest Appraisals, LLC are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is very crucial as a negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It gives you something tangible to show the buyer. The appraisal is an independent third party's opinion of your house's price, not just how much you think your home is worth. Potential buyers assume you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.

Appraisals to remove PMI

PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI canceled from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan amount is less than 80% of the value of your house, in most cases you can apply to a lender to have the PMI removed from your loan, which will make your monthly payments go down. We're seasoned in helping homeowners just like you get rid of undesirable PMI insurance.

Challenging a property tax assessment

Your local tax assessor may have your home overvalued if your house not appreciating as much as other properties close by. This means you are most likely paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of a matter like this, the better. An appraisal from Harvest Appraisals, LLC is your chief weapon when contesting your property tax assessment.

Was your HELOC recently frozen?

Even if your specific property has not declined in value, your lender might just make the decision to automatically freeze your home equity line of credit (HELOC) if your property is close to a declining area. This can this be unsuitable from a cash flow angle, and negative on your credit score since it may appear as though that credit line is maxed out. Harvest Appraisals, LLC can help you reinstate your home equity line of credit with a professional appraisal.

We Provide Field and Desktop Appraisal Review Services

Would you prefer a second opinion without the charge and delay of waiting for a whole new appraisal? Or do you want a veteran appraiser to double-check your appraisal for accuracy? We can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal you may have in your possession. Even though this is usually requested by banks, you may want to exercise this service if you suspect mortgage fraud related to your property.